ProductsCommon Loan Features
1. Horticulture loans are available for fruits, vegetables, nuts, seeds, herbs, sprouts, mushrooms, flowers, seaweeds and landscaping.

2. Livestock loans are available for Goat, Piggery, Sheep and other livestock farming purposes. Farmers must demonstrate farming experience appropriate to their project proposal.

3. Beef farming loans are open to beef farmers, seed stock farmers, butchers and processors. Available for land development, purchase of land for beef farming, farm house construction or purchase of equipment including vehicle & machinery for the farm as well as stock purchase.

4. Dairy farming loans are open to existing town suppliers, chilling centre suppliers and bulk suppliers. Available for land development, purchase of land for dairy farming, farm house construction, purchase of equipment (vehicle & machinery) for the farm and includes stock purchase.

5. Poultry loans are available for Chicken and Duck farming purposes. Farmers must demonstrate farming experience appropriate to their project proposal.

6. Root crop loans are available for Dalo, Cassava, Yam, Kumala, Ginger, Yaqona and Potato. Vegetable farming is available for cabbage, Okra, herbs, long beans, corn, radish etc. Fruit farming options include pineapple, papaya, watermelon, bananas, passion fruit, mangoes, jackfruit, avocado, lemons, star fruit etc. Farmers must demonstrate farming experience appropriate to their project proposal.

7. Farm development refers to altering the landscape in any number of ways such as: Changing landforms from a natural or semi-natural state for purposes of agriculture or subdividing lots for mixed farming etc. Farmers must demonstrate farming experience appropriate to their project proposal.

8. Farmhouse Construction Loan- Construction of Farm Housing is available for non-cane farm based agricultural projects. Farmers must demonstrate farming experience appropriate to their project proposal.
  • The maximum term is up to 15 years.

  • Minimum equity of 10% subject to viability. (For beef farming loan, dairy farming loan, equity is subject to Bank’s assessment of the project).

  • Competitive interest rates

  • Terms available to suit your business cycle

  • Normal FDB screening for credit assessment applies.