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Import Substitution and Export Finance Facility
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The Import Substitution & Export Finance facility (ISEFF) is a Reserve Bank of Fiji lending facility available through the Fiji Development Bank.

Working capital funding available for:

Export Finance:
• All goods by primary & secondary exporters
• Export of certain professional services such as Architectural, Engineering & Maritime services.

Import Substitution:
• New & existing local agricultural businesses
• Businesses may apply for concessional funding for production of - Fruits, Vegetables, Root crops, Dairy Produce, Beef, & Aquaculture.
• Competitive interest rates
• Terms available to suit your business cycle
• Reasonable
fees & charges
• Minimum equity contribution
• Short decision time
• Flexible
Term of Loan
The maximum term loan is for 6 months with an interest rate @5% p.a*. The maximum loan amount is not to exceed $1,000,000.
* Variable based on cost of funds at the time of borrowing.


The necessary supporting documents for an Import Substitution & Export Finance loan are available in this

How do I apply?

Apply for an FDB ISEFF loan or call for more information at your nearest FDB Branch today.

Normal security requirements for this particular product may include:
• Mortgage over land & building
• Debenture over assets
• Bill of sale over assets
• Personal guarantee by individual/ directors
• Notification
• Crop lien
• Assignment over exports proceeds 

Need more Information?
If you have further questions or wish to learn more about how a loan is processed read our Frequently Asked Questions (FAQ)
Send us an email with your feedback and comments.
Download the Grow & Export brochure here